/* Carrier Pay Guide v2. Navy + amber, system fonts, no web fonts or images to download. */
:root {
  --navy:#14273b; --navy-2:#1d3a57; --amber:#f2a20c; --amber-d:#c98200; --ink:#17202a; --ink-2:#3b4652;
  --muted:#5a6470; --line:#d9dee4; --bg:#f5f7fa; --ok:#1e7b4a; --bad:#b3261e; --link:#1a5d99;
  --r:10px; --shadow:0 6px 24px rgba(20,39,59,.10);
}
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
[id] { scroll-margin-top:84px; }
body { margin:0; font-family:"Segoe UI",-apple-system,BlinkMacSystemFont,Roboto,Arial,sans-serif; color:var(--ink); line-height:1.6; background:#fff; font-size:17px; -webkit-text-size-adjust:100%; }
a { color:var(--link); text-underline-offset:2px; }
img, svg { max-width:100%; height:auto; }
.wrap { max-width:1080px; margin:0 auto; padding:0 20px; }
.narrow { max-width:760px; }
.skip { position:absolute; left:-9999px; } .skip:focus { left:10px; top:10px; background:#fff; padding:8px; z-index:99; }

/* Header */
.site-head { background:var(--navy); color:#fff; position:sticky; top:0; z-index:40; }
.site-head .wrap { display:flex; align-items:center; justify-content:space-between; gap:12px; padding-top:10px; padding-bottom:10px; flex-wrap:wrap; }
.logo { font-weight:800; font-size:1.15rem; color:#fff; text-decoration:none; white-space:nowrap; }
.logo span { color:var(--amber); }
.site-nav { display:flex; align-items:center; gap:4px 16px; flex-wrap:wrap; }
.site-nav a { color:#e8eef4; text-decoration:none; font-size:.95rem; }
.site-nav a:hover, .site-nav a[aria-current] { color:var(--amber); }
.site-nav a.nav-cta { background:var(--amber); color:var(--navy); font-weight:700; padding:7px 14px; border-radius:999px; }
.site-nav a.nav-cta:hover { background:#ffb732; color:var(--navy); }
@media (max-width:760px) { .site-nav a:not(.nav-cta):not(.keep) { display:none; } .site-head { position:static; } }

/* Type */
h1 { font-size:clamp(1.9rem,4.5vw,2.8rem); line-height:1.15; margin:.2em 0 .35em; letter-spacing:-.01em; }
h2 { font-size:clamp(1.4rem,3vw,1.85rem); line-height:1.25; margin:1.6em 0 .5em; }
h3 { font-size:1.15rem; margin:1.4em 0 .4em; }
.lead { font-size:1.15rem; color:var(--ink-2); }
.eyebrow { text-transform:uppercase; letter-spacing:.08em; font-size:.78rem; font-weight:700; color:var(--amber-d); margin:0; }
.small { font-size:.88rem; color:var(--muted); }
.center { text-align:center; }

/* Buttons */
.btn { display:inline-block; background:var(--amber); color:var(--navy); font-weight:800; padding:13px 22px; border-radius:8px; text-decoration:none; border:0; font-size:1.02rem; cursor:pointer; font-family:inherit; line-height:1.2; box-shadow:0 2px 0 var(--amber-d); }
.btn:hover { background:#ffb732; }
.btn:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible, a:focus-visible { outline:3px solid #6aa9e8; outline-offset:2px; }
.btn-ghost { background:transparent; color:inherit; border:2px solid currentColor; box-shadow:none; }
.btn-ghost:hover { background:rgba(255,255,255,.08); }
.btn-block { display:block; width:100%; text-align:center; }

/* Sections */
section.band { padding:56px 0; }
section.band.alt { background:var(--bg); }
section.band.dark { background:var(--navy); color:#fff; }
section.band.dark a { color:#ffd27a; }
section.band > .wrap > h2:first-child, section.band > .wrap > .eyebrow + h2 { margin-top:.2em; }

/* Hero */
.hero { background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%); color:#fff; padding:44px 0 56px; }
.hero .wrap { display:grid; grid-template-columns:1.15fr .85fr; gap:40px; align-items:start; }
.hero h1 { color:#fff; }
.hero .lead { color:#d6e0ea; }
.hero .eyebrow { color:var(--amber); }
.ticks { list-style:none; padding:0; margin:18px 0; }
.ticks li { padding-left:30px; position:relative; margin:8px 0; }
.ticks li::before { content:"\2713"; position:absolute; left:0; top:0; width:21px; height:21px; border-radius:50%; background:var(--amber); color:var(--navy); font-weight:900; font-size:.8rem; display:grid; place-items:center; }
.hero-cta { display:none; margin-top:6px; }
@media (max-width:860px) { .hero-cta { display:inline-block; } }
.trust { font-size:.88rem; color:#b9c7d6; margin-top:14px; }
@media (max-width:860px) { .hero .wrap { grid-template-columns:1fr; gap:24px; } .hero { padding:30px 0 40px; } }

/* Signup card */
.signup-card { background:#fff; color:var(--ink); border-radius:14px; padding:22px; box-shadow:var(--shadow); border-top:6px solid var(--amber); }
.signup-card h2, .signup-card h3 { margin:0 0 4px; font-size:1.3rem; }
.signup-card .kit { margin:10px 0 14px; padding:0; list-style:none; font-size:.94rem; }
.signup-card .kit li { margin:5px 0; padding-left:24px; position:relative; }
.signup-card .kit li::before { content:"\25B8"; position:absolute; left:6px; color:var(--amber-d); }
.field { margin:10px 0; }
.field label { display:block; font-weight:600; font-size:.92rem; margin-bottom:4px; }
.field input[type=email], .field input[type=text], .field select, .field textarea { width:100%; padding:12px; border:1.5px solid #b8c2cc; border-radius:8px; font-size:1rem; font-family:inherit; background:#fff; color:var(--ink); }
.check-row { display:flex; gap:10px; align-items:flex-start; font-size:.9rem; margin:12px 0; }
.check-row input { margin-top:4px; width:18px; height:18px; flex:0 0 auto; }
.hp { position:absolute !important; left:-5000px !important; width:1px; height:1px; overflow:hidden; }
.form-note { font-size:.8rem; color:var(--muted); margin:10px 0 0; }
.form-msg { margin-top:10px; font-weight:600; }
.form-msg.err { color:var(--bad); }
.success { text-align:left; }
.success h3 { color:var(--ok); }
.signup-inline { background:var(--bg); border:1px solid var(--line); border-left:6px solid var(--amber); border-radius:var(--r); padding:22px; margin:32px 0; }
.signup-inline .row { display:flex; gap:10px; flex-wrap:wrap; align-items:flex-end; }
.signup-inline .row .field { flex:1 1 220px; margin:0; }
.signup-inline h3 { margin-top:0; }

/* Cards & grids */
.grid { display:grid; gap:18px; }
.g2 { grid-template-columns:repeat(auto-fit,minmax(280px,1fr)); }
.g3 { grid-template-columns:repeat(auto-fit,minmax(250px,1fr)); }
.card { border:1px solid var(--line); background:#fff; border-radius:var(--r); padding:20px; }
.card h3 { margin-top:0; }
.card.link-card { text-decoration:none; color:inherit; display:flex; flex-direction:column; transition:box-shadow .15s, transform .15s; }
.card.link-card:hover { box-shadow:var(--shadow); transform:translateY(-2px); }
.card .more { margin-top:auto; padding-top:8px; font-weight:700; color:var(--link); }
.pain { border-top:4px solid var(--bad); }
.pain .num { font-size:2rem; font-weight:800; color:var(--bad); line-height:1; }
.warn { border-left:5px solid var(--bad); background:#fdf1f0; border-radius:8px; padding:14px 18px; margin:16px 0; }
.note { border-left:5px solid var(--navy-2); background:#eef3f8; border-radius:8px; padding:14px 18px; margin:16px 0; }
.disclose { font-size:.9rem; color:var(--muted); border:1px dashed var(--line); padding:10px 14px; border-radius:8px; }
.tag { align-self:flex-start; display:inline-block; background:#e7edf3; color:var(--navy); font-size:.75rem; font-weight:700; padding:2px 9px; border-radius:999px; }
.founder { display:grid; grid-template-columns:96px 1fr; gap:20px; align-items:start; }
.avatar { width:96px; height:96px; border-radius:50%; background:var(--amber); color:var(--navy); display:grid; place-items:center; font-weight:900; font-size:2.4rem; }
@media (max-width:560px) { .founder { grid-template-columns:1fr; } }

/* Tables */
.table-wrap { overflow-x:auto; }
table { border-collapse:collapse; width:100%; margin:14px 0; font-size:.95rem; }
th, td { border:1px solid var(--line); padding:9px 11px; text-align:left; vertical-align:top; }
th { background:#eef1f4; }
td.num, th.num { text-align:right; font-variant-numeric:tabular-nums; }

/* Checklist */
ol.check, ul.check { padding-left:1.3em; }
ol.check li, ul.check li { margin-bottom:10px; }
.when { display:inline-block; background:var(--navy); color:#fff; font-size:.75rem; padding:1px 8px; border-radius:10px; margin-right:6px; }

/* Article */
.article-head { padding:36px 0 8px; }
.article-meta { color:var(--muted); font-size:.9rem; }
.prose { font-size:1.06rem; }
.prose h2 { border-bottom:3px solid var(--amber); padding-bottom:4px; }
.prose li { margin-bottom:6px; }
.tldr { background:#fff8e6; border:1px solid #f3d68b; border-radius:var(--r); padding:16px 20px; margin:18px 0; }
.tldr b:first-child { display:block; margin-bottom:4px; }
.toc { background:var(--bg); border-radius:var(--r); padding:14px 20px; font-size:.95rem; }
.toc ol { margin:6px 0 0; }
.crumbs { font-size:.85rem; color:var(--muted); margin:0; }
.crumbs a { color:var(--muted); }
.sources { font-size:.88rem; color:var(--ink-2); }
.sources li { margin-bottom:4px; word-break:break-word; }

/* Figures / infographics */
figure.viz { margin:26px 0; background:#fff; border:1px solid var(--line); border-radius:var(--r); padding:18px; }
figure.viz figcaption { font-size:.88rem; color:var(--muted); margin-top:10px; }
figure.viz .viz-title { font-weight:800; font-size:1.05rem; margin:0 0 2px; color:var(--ink); }
figure.viz .viz-sub { font-size:.88rem; color:var(--muted); margin:0 0 12px; }
.viz text { font-family:"Segoe UI",-apple-system,Roboto,Arial,sans-serif; }
.bars .bar { fill:var(--navy-2); }
.bars .bar.hi { fill:var(--amber-d); }
.bars g:hover .bar { opacity:.82; }
details.data-table { margin-top:10px; font-size:.9rem; }
details.data-table summary { cursor:pointer; color:var(--link); }

/* Roadmap infographic (HTML, responsive) */
.roadmap { display:grid; grid-template-columns:repeat(3,1fr); gap:0; margin:24px 0; counter-reset:phase; }
.roadmap .phase { position:relative; padding:20px 18px 18px; background:#fff; border:1px solid var(--line); }
.roadmap .phase:first-child { border-radius:var(--r) 0 0 var(--r); }
.roadmap .phase:last-child { border-radius:0 var(--r) var(--r) 0; }
.roadmap .phase::before { counter-increment:phase; content:counter(phase); position:absolute; top:-16px; left:18px; width:32px; height:32px; border-radius:50%; background:var(--amber); color:var(--navy); font-weight:900; display:grid; place-items:center; }
.roadmap .phase h3 { margin:6px 0 2px; font-size:1.05rem; }
.roadmap .phase .when-lbl { font-size:.8rem; font-weight:700; color:var(--amber-d); text-transform:uppercase; letter-spacing:.06em; }
.roadmap .phase ul { margin:8px 0 0; padding-left:1.1em; font-size:.92rem; }
@media (max-width:760px) { .roadmap { grid-template-columns:1fr; gap:22px; } .roadmap .phase, .roadmap .phase:first-child, .roadmap .phase:last-child { border-radius:var(--r); } }

/* Calculators */
.calc { background:var(--bg); border:1px solid var(--line); border-radius:14px; padding:22px; margin:26px 0; }
.calc h3 { margin-top:0; }
.calc .inputs { display:grid; grid-template-columns:repeat(auto-fit,minmax(200px,1fr)); gap:12px 18px; }
.calc .field { margin:0; }
.calc .field input { width:100%; padding:10px; border:1.5px solid #b8c2cc; border-radius:8px; font-size:1.05rem; font-family:inherit; font-variant-numeric:tabular-nums; }
.calc .results { display:grid; grid-template-columns:repeat(auto-fit,minmax(180px,1fr)); gap:12px; margin-top:18px; }
.stat { background:#fff; border:1px solid var(--line); border-radius:var(--r); padding:14px 16px; }
.stat .k { font-size:.82rem; color:var(--muted); font-weight:600; }
.stat .v { font-size:1.6rem; font-weight:800; font-variant-numeric:tabular-nums; color:var(--navy); }
.stat.hl { border:2px solid var(--amber); }
.calc .explain { font-size:.9rem; color:var(--ink-2); margin-top:12px; }

/* FAQ */
details.faq { border-bottom:1px solid var(--line); padding:12px 0; }
details.faq summary { font-weight:700; cursor:pointer; list-style:none; position:relative; padding-right:28px; }
details.faq summary::-webkit-details-marker { display:none; }
details.faq summary::after { content:"+"; position:absolute; right:4px; top:-2px; font-size:1.4rem; color:var(--amber-d); }
details.faq[open] summary::after { content:"\2212"; }
details.faq p { margin:8px 0 0; }

/* Feedback widget */
.feedback { border:1px solid var(--line); border-radius:var(--r); padding:16px 18px; margin:36px 0 10px; background:#fff; }
.feedback .q { font-weight:700; margin-right:10px; }
.feedback button.fb { background:#fff; border:1.5px solid #b8c2cc; border-radius:999px; padding:6px 16px; font-size:.95rem; cursor:pointer; margin-right:6px; font-family:inherit; }
.feedback button.fb:hover { border-color:var(--navy); }
.feedback textarea { width:100%; min-height:80px; margin-top:10px; padding:10px; border:1.5px solid #b8c2cc; border-radius:8px; font-family:inherit; font-size:.95rem; }

/* Sticky mobile CTA */
.sticky-cta { position:fixed; left:0; right:0; bottom:0; background:var(--navy); padding:10px 14px; display:none; z-index:50; box-shadow:0 -4px 16px rgba(0,0,0,.2); }
.sticky-cta .btn { display:block; text-align:center; }
@media (max-width:760px) { .sticky-cta.show { display:block; } body.has-sticky { padding-bottom:70px; } }

/* Footer */
.site-foot { background:var(--navy); color:#c3cfdb; font-size:.88rem; padding:36px 0 40px; margin-top:0; }
.site-foot a { color:#fff; }
.site-foot .cols { display:grid; grid-template-columns:2fr 1fr 1fr; gap:24px; }
.site-foot h4 { color:#fff; margin:0 0 8px; font-size:.95rem; }
.site-foot ul { list-style:none; padding:0; margin:0; }
.site-foot li { margin:4px 0; }
.site-foot .legal { border-top:1px solid #2c4560; margin-top:24px; padding-top:16px; }
@media (max-width:700px) { .site-foot .cols { grid-template-columns:1fr; } }

@media print {
  .site-head nav, .btn, .signup-card, .signup-inline, .sticky-cta, .feedback, .noprint, .site-foot, .crumbs, .skip { display:none !important; }
  .site-head { position:static; -webkit-print-color-adjust:exact; print-color-adjust:exact; }
  body, .prose, .lead { font-size:10.5pt; } h1 { font-size:20pt; } h2 { font-size:14pt; margin-top:1em; } th, td { padding:4px 7px; font-size:9.5pt; } ol.check li { margin-bottom:6px; } section.band { padding:12px 0; } .hero { background:none; color:var(--ink); padding:0; }
  a { color:var(--ink); }
}